I recently had the pleasure of working with Joseph Sepulveda during our mortgage loan shopping experience, and I can't recommend him highly enough! From the very beginning, Joseph and his team went above and beyond to earn our business. They were incredibly responsive, addressing all our questions with patience and clarity, which made the whole process so much smoother.What truly impressed us was Joseph's commitment to his clients. He even attended our closing to ensure everything went smoothly and to answer any last-minute questions we had. This level of dedication is rare in the industry and speaks volumes about his professionalism and care for his clients.

Joseph went above and beyond with our lending case. Long story short, our case was very complicated and changed unexpectedly--and often. Joseph met each knew situation with direct advice and if he did not know (because our situation was so nuanced) he never sugarcoated anything, dug into the nuance and small details, and got back to us with tangible solutions. Cannot say enough good things about his TREMENDOUS COMPETENCE and effective communication style.

Purchased homes a few times, Joseph has by far been the most helpful and dedicated officer thus far.

Joseph and Keagan were invaluable to me in helping us through this process. This is the 3rd house we’ve bought and by far the best and easiest experience. Kudos to all!!
We love our new home and I know it wouldn’t have been possible without their help

Thank You for all your help!!!

The team was awesome and made it happen quicker than expected. Would definitely recommend.

Joseph went the extra mile to assure we were able to close. He did an outstanding job!

Working with Joseph and the team was great! They patiently answered all of my questions, were swift in getting me answers or options, and were on top of the process from beginning to end. I’m so glad I decided to go with VU!