Excellent loan officer, very patient and understanding and made everything super easy for new home buyers to understand.

Joseph was fantastic. By far the smoothest and most transparent lending experiences I've had. Joseph and his team were great and would highly recommend them to anyone seeking a VA loan!

Joseph was awesome from the day we walked in the door and throughout the entire process! Super helpful and knowledgeable. He goes above and beyond to ensure you are taken care of during the process of the loan and home buying.

Working with Joseph Sepulveda was like having a financial GPS that actually speaks human. From the first conversation to the final signature, he was laser-focused on making the process clear, smooth, and stress-free. Every number, every rate, every timeline was explained so I understood exactly where I stood — no surprises, no last-minute scrambles. He didn’t just find me a great rate; he found me the right loan for my life. In a world full of cookie-cutter service, Veterans United is the rare professional who blends precision, integrity, and genuine care. I’d trust Joe and his team with my mortgage again in a heartbeat.

Above and beyond isn't enough to describe the Joseph and the team.

Joseph was courteous and attentive. He actually returned my voice and text massages. Another nice surprise. Five stars for him as well.